No credit? No problem. Just make small payments on your path to ownership. Choose from weekly, bi-weekly, semi-monthly, and monthly payment options.
Own it in the first 6 months and you'll pay only the cash price. In CA, HI, NY, & WV, the same-as-cash period varies from 4 months to 6 months, depending on the item.
Even after your 6-month same-as-cash period has ended, you'll save on your remaining total when you choose to own your item early. No penalties, no extra fees - you're in total control of how much you save and when you reach ownership.
We are committed to offering you the best deal possible. That's why we'll match any rent-to-own competitor's price on the same, in-stock item.
Shop elsewhere and you'll likely pay a hefty fee to get your new product home, and then you're left to set it up on your own. At My Family Home Furnishings, you can relax. Your item will be professionally delivered and set up at no extra charge** – on the same day in most cases.
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The No-Hassle Way to Rent to Own
We understand that making decisions about rent-to-own items like computers, furniture, appliances, electronics and smartphones is a big deal. That’s why our No-Hassle Guarantee allows you to get it now and own your item when you're ready, while remaining in control of your budget.
Three No-Hassle Ways to Own
At My Family Home Furnishings, you control how much you save and when you reach ownership on your favorite brands like Ashley Furniture, Samsung, Whirlpool, and Dell. You choose the ownership option that best fits your budget.
- 6 Months Same As Cash.** You have 6 months to pay the cash price. Our same-as-cash option is the fastest path to ownership and your biggest savings. In CA, HI, NY, & WV, the same-as-cash period varies from 4 months to 6 months, depending on the item.
- Early Purchase Discount.** Even after the same-as-cash period, own it early and save on the remaining total. The savings amount varies by state, but most My Family Home Furnishings locations offer a 50 percent savings on the remaining total. (Ask an associate or check your agreement to confirm your state's Early Purchase Discount.)
- Low, Fixed Payment Option. If smaller payments are the best option for your budget, just make your regular rental payments and you'll own your item at the end of your agreement. You'll get closer to ownership with each payment!
On your path to ownership, you're covered with Payment Protection. You can pause payments with no penalties. Return your product, and you won't lose the money that you've paid. When you're ready, get the product back (or comparable item) and pick up where you left off.**
Plus, enjoy other perks included with your agreement such as product service and repairs at no extra charge for the life of your agreement.**